De Mink Property Finance

Cape based expert mortgage originators with national reach

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Tag Archives: credit

HOW YOU CAN AVOID EARLY TERMINATION FEES

June 30, 2015by Liz de Mink 2 Comments

Settling your home loan? Don’t wast money on unnecessary fees!

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Bank Watch

Rates Watch March 2015: Calm before the storm?

March 26, 2015by Liz de Mink Leave a comment

Things are pretty stable…for now. What will the oil price, Eskom and the Fed mean for us going forward?

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Interest Rates Watch

Rates Watch: January 2015 – Thank you Oil!

January 28, 2015by Liz de Mink Leave a comment

Oil has placed a downward pressure on inflation which means there is no big reason for the SARB to increase the repo-rate

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Interest Rates Watch

South Africa and property in 2015

January 19, 2015by Contributor Leave a comment

A look ahead to see what the year might have in store…

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Property Finance Advice

2014: De Mink Property Finance home loans in figures

December 31, 2014by Contributor Leave a comment

Drawing some tips and interesting information about home loans from our 2014 data

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Property Finance Advice, Useful Information

NOVEMBER 2014 RATES WATCH – Kganyago’s opening gambit?

November 20, 2014by Liz de Mink Leave a comment

The last meeting of the year and the first for the new Governor of the SARB. What will happen?

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Interest Rates Watch

Buying or selling a house? What actually happens…

August 5, 2014by Contributor Leave a comment

A step-by-step guide to what happens when a house is bought and sold.

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Useful Information

Don’t fix it if it ain’t broke

Featuredby Contributor Leave a comment

Many people get nervous when they see rate increases. They look for security and constancy in fixed rates. But they do so at a cost!

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Property Finance Advice

How much does it really cost to buy a home?

Featuredby Liz de Mink Leave a comment

Beyond the money you need for the purchase and home loan repayment there are significant costs when buying a home.

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Property Finance Advice

Standard Bank Home Loans: thinking outside the box?

Featuredby Contributor Leave a comment

Members of our team attended Standard Bank’s Property Breakfast and took a look behind the curtain to see what Standard Bank’s policies are based on

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Standard Bank, The Future of Home Loans

March 2014 Rates Watch – Our Predictions

March 26, 2014by Contributor Leave a comment

Our prediction of what the SARB will do to rates and why

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Interest Rates Watch

Credit Amnesty to be implemented next month!

March 5, 2014by Contributor Leave a comment

We assess the ups and downs of the upcoming credit amnesty

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The Future of Home Loans

The ‘loan term’: time can be on your side

Featuredby Liz de Mink Leave a comment

We explain why a 30 year term is not something to be worried about!

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Property Finance Advice, Q & A

January Rates Watch – Our Predictions

January 27, 2014by Contributor Leave a comment

UPDATE 29/01/2014: Unfortunately our prediction was wrong! The Reserve Bank increased the repo rate from 5% to 5.5% and Bank lending rates went from 8.5% (a 40 year low) to […]

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Interest Rates Watch

Our 2014 South African Home Loan and Property Prognostications

Featuredby Contributor Leave a comment

Our look at the property market and mortgages in 2014

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The Future of Home Loans

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  • Interest Rates Watch
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Recent Posts

  • What homebuyers should be thinking about
  • Historical Interest Rates in South Africa
  • Rates are rising but optimism doesn’t have to drop
  • SARB increases rate again. Prime at 7.5%
  • Interest rates at historic lows! Historic opportunity?

RSS Money Web

  • Saffers abroad need to confirm their non-resident tax status with Sars
    For thousands of South Africans looking abroad for greener pastures, and for those who’ve already left, the SA Revenue Service is not far behind.
  • The Guptas leveraged existing SA money laundering networks
    The NPA ‘does not appear to have instituted any money laundering prosecutions’ arising from Reserve Bank investigations – Zondo Report.
  • Motus secures ESG funding facilities worth R6.8bn
    Group's sustainability drive gets a boost from Standard Bank.
  • The rise of the discretionary fund manager
    For the simple reason that the investment outcomes are better.
  • Botswana leads Africa in crypto regulation
    But scams are swamping the system, as Yellow Card's Keletso Thophego explains.

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Disclaimer

We are expert South African Property Finance Professionals.

While every measure has been taken to provide readers with the most accurate information and honest analysis, it must be stated that the changing nature of finance and banking in South Africa as well as the unique circumstances of any individual applicant mean that not all information supplied can be used by all readers and the accuracy of information is only guaranteed at the time of writing, not reading.

Please use your discretion before taking any decisions based on the information provided and, better yet, contact us with questions and queries. Our services are free and we will provide you with the most up to date information available. We would love to assist you.

De Mink Property Finance Consultants will not compensate you in any way whatsoever if you ever happen to suffer a loss/inconvenience/damage because of/while making use of information in this blog.

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