What homebuyers should be thinking about
In recent months, interest rates have gradually begun rising and homebuyers are starting to wonder whether it is still worth investing in property as living and borrowing costs climb. Today, […]
Coronavirus financial troubles? Don’t wait to contact your bank!
Critical advice regarding home loan payment holidays and what’s happening with property sales during lockdown
STOP ACTING RICH AND START PLANNING FOR REAL WEALTH
Not all credit is created equal! Home loans can be used to build wealth other types of credit? Not so much…
Marriage Law in South Africa
Contract law, financial planning and talks about money: where romance goes to die. Still, it is wise to discuss these things before tying the knot!
Capital Gains Tax and your property plans
You might never have to pay Capital Gains Tax but if you ever do it sucks!
Keep that credit history clean!
Late and failed payments might cost you BIG in the future.
Debt Traps
While owing money is never great not all debts are created equal.
Freelancers and Home Loans
Freelancers have to jump through a number of hoops when applying for a home loan. We can help make the process as quick and painless as possible!
Gain financial flexibility and safety from your home loan.
A home loan, when used wisely and when well-managed, can be considered a ‘good debt’ that can not only save you money but grow your wealth too…
DO YOU NEED INSURANCE WHEN APPLYING FOR A HOME LOAN?
Insurance is an important investment and can keep your investment safe and debt at bay!
The Property Games: The 72-Hour Notice Clause
Thinking about buying a property in Cape Town? Well, it’s getting pretty crazy out there…read this article and save yourself some heartache in the future!
Turn your home loan into a piggy-bank. Say what?!
Clients are often perplexed by the access facility. Hopefully this post will clear a few things up…
Don’t fix it if it ain’t broke
Many people get nervous when they see rate increases. They look for security and constancy in fixed rates. But they do so at a cost!
How much does it really cost to buy a home?
Beyond the money you need for the purchase and home loan repayment there are significant costs when buying a home.
May 2014 Rates Watch – OUR PREDICTIONS
Interest Rate increase in May? Find out what we think!
Standard Bank Home Loans: thinking outside the box?
Members of our team attended Standard Bank’s Property Breakfast and took a look behind the curtain to see what Standard Bank’s policies are based on
The ‘loan term’: time can be on your side
We explain why a 30 year term is not something to be worried about!
Our 2014 South African Home Loan and Property Prognostications
Our look at the property market and mortgages in 2014
SELF-EMPLOYED? WHY FNB MAY NOT BE HELPING YOU…
Self-employed clients must now deal directly with FNB when applying for a home loan. Find out why this is a very bad idea…
Q&A: HOW DO I PAY MY HOME LOAN OFF FASTER?
Liz answers a reader’s question about the best loan repayment strategies
DO YOU KNOW YOUR CREDIT PROFILE?
Your Credit History is fundamental to your future financial success and should be well maintained.
SIMPLE WAYS TO CUT THE COST OF YOUR HOME LOAN
Slash your home loan term and the total you repay with these simple tips
THE (UNDENIABLE) IMPORTANCE OF AN ACCURATE OFFER TO PURCHASE
To avoid complications and delays in the sale and transfer of a property we advise sellers, purchasers and agents to double check the information they provide on the Offer to Purchase.
Your Will – The most important document you will ever sign
Thinking about dying and death puts many people off drawing up a will. This is unwise as a will is incredibly important. Jason de Mink explains why.
Trouble ahead? South Africa’s next Credit Amnesty.
Government hopes the new Credit Amnesty will be a boon but the banks say it will be lead to a credit crisis. Find out why.
Historical Interest Rates in South Africa
Think the rate is high now? Look at the 80s and late 90s!
Rates are rising but optimism doesn’t have to drop
In line with economists’ and industry experts’ recent forecasts, today’s second interest-rate decision of the year by the SA Reserve Bank Monetary Policy Committee, has seen the prime interest rate […]
SARB increases rate again. Prime at 7.5%
Interest rates at historic lows! Historic opportunity?
Prime lending is at its lowest level since 1964. If you can afford to service a loan now might be the best time to buy a house…
Locked down, but not locked out – property market recovering
Signs point to swift recovery in South African residential property sales.
Drop in interest rate a welcome surprise
Originally published by our partner, Mortgage Max. Along with many South Africans, MortgageMax has been pleasantly surprised at the Reserve Bank Monetary Policy Committee’s decision to cut the repo rate […]
Quick word on the recent budget speech
There was some encouraging news for the property sector in today’s Budget speech by Finance Minister Tito Mboweni, which addressed some of the major issues that are putting the brakes […]
HOW TO BEEF UP YOUR SECURITY THIS HOLIDAY SEASON
Criminals never seem to sleep or take holidays – and certainly not during the festive season when there is a prospect of rich pickings from homes left empty and unprotected […]
GOT BOND PRE-APPROVAL? HERE’S HOW TO KEEP IT
A mortgage originator can give you a pretty good idea of what you can afford before you start house hunting. But how can you be sure that the information is relatively accurate weeks (or months) later?
SHARING REQUIRES A LOT OF CARING
Buying with a friend can be a great idea but have you thought it through?
Rates on hold. Time to buy before the election?
Taken from the Mortgage Max newsletter of 29 March 2019. The Monetary Policy Committee (MPC) of the Reserve Bank has once again decided to leave South Africa’s repo rate unchanged […]
FNB RATE DECISION PREDICTION
Will the SARB keep rates on hold until next year? Find out what FNB thinks and why…
De Mink Property Finance 